LOAN FACILITIES
Commercial lending, handled with care and precision.
Legal advice for lenders and borrowers on commercial loan facilities, securities and complex financing arrangements.
Since its establishment in 2020, Pine Lawyers has acted on a wide range of commercial lending and financial transactions, including complex and high-value matters.
We provide legal advice to lenders and borrowers in relation to loan agreements, securities, mortgages and mezzanine financing. Our role is to guide clients through each stage of the transaction - from negotiation through to settlement - ensuring risks are identified, obligations are understood and the transaction proceeds on a sound legal footing.
Acting for lenders and borrowers
We act for a broad range of parties involved in commercial lending transactions, including lenders, borrowers, banks and brokers.
When acting for lenders, we focus on ensuring lending arrangements are appropriately structured and documented to protect the lender’s position. Our experience includes assisting lenders to recover significant sums and advising on matters involving borrower default.
When acting for borrowers, we assist in negotiating and reviewing loan documentation, helping clients understand their obligations and the commercial implications of the facility.
Having acted on both sides of lending transactions, we bring a balanced and practical perspective to negotiations.
Our approach
Commercial lending transactions can involve complex legal, regulatory and commercial considerations. We work closely with our clients to:
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explain rights and responsibilities clearly
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simplify complex legal issues
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identify potential risks and opportunities
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support informed decision-making throughout the transaction
Our aim is to ensure each transaction proceeds efficiently, with clear documentation and a shared understanding between the parties involved.
Experience that informs our advice
Principal Lawyer Andrew Pine brings specific insight to commercial lending matters, having worked in-house for an Australian lender and acted on behalf of a big four bank, mid-tier lenders and private equity businesses.
This experience informs our approach to loan facilities, documentation and security arrangements, allowing us to advise with an understanding of both lender expectations and borrower realities.
Pine Lawyers offers commercial lending services related to the following areas
- Loans secured through first or second mortgages on commercial and industrial properties where the borrower is a company or an enterprise.
- Issues involving trade and acquisition financing and resource financing.
- Financing related to transactions, purchases, initiatives, real estate, infrastructure, construction, and resources.
- Commercial and business borrowing matters.
- Legal advice about bilateral and multi-lender facilities.
- Project and infrastructure business lending.
- Adherence to commercial lending regulations.
Whether you are entering a new lending arrangement or managing an existing facility, we aim to establish long-term relationships with our clients by providing consistent, reliable legal support across commercial lending matters.
Discuss your commercial lending requirements with Pine Lawyers.
If you require legal advice on a commercial loan facility, security arrangement or financing transaction, Pine Lawyers can assist with clear, practical guidance tailored to your circumstances.